Wireless payment system having long range crediting and short range payment approval
The present invention provides an electronic payment system with which even without an operation for payment by a customer who has a card etc. for electronic payment, credit processing can be performed in advance based on personal identification information of the card etc. and therefore, at the tim...
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| Main Author | |
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| Format | Patent |
| Language | English |
| Published |
11.09.2012
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| Online Access | Get full text |
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| Summary: | The present invention provides an electronic payment system with which even without an operation for payment by a customer who has a card etc. for electronic payment, credit processing can be performed in advance based on personal identification information of the card etc. and therefore, at the time of payment at a register, communications with a host are omitted, and a payment can be made in a short time. The electronic payment system detects an ID symbol of a portable telephone comprising the IC card installed inside by middle-distance communication functions and , introduces authentication data and a usable upper limit amount of the user from a payment server in the shop server and stores and credits these in advance, and when a payment terminal detects an IC card ID symbol of the IC card , the IC card is authenticated by using the authentication data stored in the shop server , and a payment of purchase is made within the usable upper limit amount. |
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