Method and apparatus for establishing and operating credit promotions

A system, method, apparatus, and computer program products for operating a credit promotion program includes identifying a consumer who wishes to participate in the promotion, identifying a voucher associated with the credit promotion program, and identifying a purchase by the consumer, including a...

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Bibliographic Details
Main Authors Lamb, Tom, Malone, Mark, Schaller, Bart, Strauss, Tara, Harris, Clarence, Schwedock, Allan, Nino, Carlos, Maher, Kathleen
Format Patent
LanguageEnglish
Published 18.03.2004
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Summary:A system, method, apparatus, and computer program products for operating a credit promotion program includes identifying a consumer who wishes to participate in the promotion, identifying a voucher associated with the credit promotion program, and identifying a purchase by the consumer, including a purchase amount and a purchase date. A credit promotion period for the consumer is then opened if the purchase amount exceeds a pre-established trigger amount. The consumer's purchases during the promotion period are then monitored for subsequent application of promotion benefits.