COST SHIFTING AND FAIRNESS

Isn't that, however, the same logic that resulted in the cost sharing tools that are fundamental to every health plan design already? I'm talking about deductibles, copays and co-insurance (where the insurer pays 80 percent of charges and the covered employee pays 20 percent up to some &qu...

Full description

Saved in:
Bibliographic Details
Published inCorporate Report Wisconsin Vol. 27; no. 5; p. 33
Main Author Rauser, Jon
Format Trade Publication Article
LanguageEnglish
Published Williams Bay NEI-Turner Media Group 01.02.2012
Subjects
Cost shifting
Employee benefits
Employees
Health insurance
Insurance premiums
Online AccessGet full text

Cover

More Information
Summary:Isn't that, however, the same logic that resulted in the cost sharing tools that are fundamental to every health plan design already? I'm talking about deductibles, copays and co-insurance (where the insurer pays 80 percent of charges and the covered employee pays 20 percent up to some "reasonable" out of pocket limit). [...] health care spending has increased at a rate of 9.6 percent over that same period (CMS data, Bureau of Labor Statistics).
ISSN:0890-4278