Social Learning Opportunities and the Financial Behaviors of College Students

This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related t...

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Bibliographic Details
Published inFamily and consumer sciences research journal Vol. 38; no. 4; pp. 387 - 404
Main Authors Gutter, Michael S, Garrison, Selena, Copur, Zeynep
Format Journal Article
LanguageEnglish
Published 01.06.2010
Subjects
College Students
Loans
Marital Status
Social Learning
Sociodemographic Factors
United States of America
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Summary:This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exist between financial behaviors and financial social learning opportunities. Students who budget and save tended to have higher scores on the social learning opportunities indices than those who do not budget and save. Financial behaviors were positively related to social learning opportunities when controlling for demographic and financial characteristics. [Reprinted by permission of Sage Publications Inc., copyright holder.]
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ISSN:1077-727X
DOI:10.1111/j.l552-3934.2010.00034.x