The Impact Of Annuity Reform On Teachers` Financial Cognition, Financial Planning And Financial Behavior

The purpose of this study is to understand the current situation of primary school teachers' financial cognition, financial planning and financial management behavior after the pension reform in Taiwan. In this study, the obtained data were tested by means of statistical methods such as average...

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Bibliographic Details
Published inTurkish journal of computer and mathematics education Vol. 12; no. 11; pp. 4286 - 4291
Main Authors Liu, Chia-Ming, Wang, Tsung-Yuan, Wang, Chih-Wen
Format Journal Article
LanguageEnglish
Published Gurgaon Ninety Nine Publication 01.01.2021
Subjects
Cognition
Cognition & reasoning
Financial management
Financial planning
Multiple regression analysis
Retirement
Risk perception
Statistical analysis
Statistical methods
Teachers
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Summary:The purpose of this study is to understand the current situation of primary school teachers' financial cognition, financial planning and financial management behavior after the pension reform in Taiwan. In this study, the obtained data were tested by means of statistical methods such as average, standard deviation, t-test, one-way variability analysis and multiple regression analysis. The results show that the teachers have relatively low scores on risk perception and sources of information. They also show higher income teachers have higher scores on financial cognition and financial planning; meanwhile, male teachers are higher than female teachers. It is suggested that future researchers who intend to engage in relevant research should use retirement worries after the pension reform as an intermediary variable to conduct research and increase qualitative interviews to provide teachers with diversified financial information.
ISSN:1309-4653