Microcrédito y desarrollo de las microempresas en las zonas rurales de Ancash, Perú

The micro-credit implies the granting of small loans in the hope of achieving the development of business units through financial institutions in the peripheral Peruvian population. In this context, the objective of the article is to determine the relationship between micro-credit and the developmen...

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Bibliographic Details
Published inCiencia ergo sum Vol. 28; no. 1; p. 1
Main Authors Palma, Misael Erikson Maguiña, Asís, Edwin Hernán Ramírez, Soto, Rosario Mercedes Huerta, Lázaro, Roberto Jesús Concepción
Format Journal Article
LanguageEnglish
Spanish
Published Toluca Universidad Autónoma del Estado de México 01.03.2021
Subjects
Business units
Companies
Credit
Entrepreneurs
Financial institutions
Financial services
Loans
Microfinance
Rural areas
Rural communities
Small business
Women
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Summary:The micro-credit implies the granting of small loans in the hope of achieving the development of business units through financial institutions in the peripheral Peruvian population. In this context, the objective of the article is to determine the relationship between micro-credit and the development of micro-enterprises in rural areas. 278 women micro-entrepreneurs were interviewed, the data collection instrument was subjected to a validity by expert judgments with a coefficient of agreement of 97% and Cronbach's internal alpha consistency of 0.90. The results obtained show that the super woman's micro-credit has a direct and significant relationship with the development of micro-enterprises in rural areas according to the Spearman's Correlation coefficient (rho 0.84, Sig. 0.000*).
ISSN:1405-0269
2395-8782