Recommendations for Cost Containment for Florida Community Colleges Health Insurance Programs. A Research Report

This report provides a discussion of strategies for containing the costs of health insurance programs offered at Florida's community colleges. Introductory material outlines the problem of spiralling health care costs and the impact upon the community colleges. In addition, some of the strategi...

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Bibliographic Details
Main Authors Nickens, John M, Trofholz, Harlan F
Format Report
LanguageEnglish
Published 01.04.1985
Subjects
Community Colleges
Florida
Fringe Benefits
Insurance
Program Costs
School Personnel
Statewide Planning
Two Year Colleges
Florida
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Summary:This report provides a discussion of strategies for containing the costs of health insurance programs offered at Florida's community colleges. Introductory material outlines the problem of spiralling health care costs and the impact upon the community colleges. In addition, some of the strategies for containing costs are discussed; e.g., increasing deductible expenditures, requiring a second opinion for surgery, forbidding weekend admissions, using home health care, and requiring pre-employment physicals. Next, broader plans which incorporate a variety of strategies for curtailing cost increases are highlighted, including charging a fee for service in health insurance schemes; and the establishment of a Health Maintenance Organization to provide pre-paid health protection on an"as needed" basis without charge. The remaining sections examine life and health programs currently in operation in 19 Florida community colleges; compare Florida programs with those in operation in California; and provide an overview of interviews with key informants in each of the colleges represented on the Florida Community/Junior College Inter-Institutional Research Council. Finally, the report presents a summary, conclusions, and recommendations. A request for bids for health insurance plans for the Florida Community College System is appended. (HB)