AUTOMATIC LOAN REPAYMENT METHOD, SYSTEM AND DEVICE AND STORAGE MEDIUM

• Main Authors: LI, Fayuan, HE, Qinya, WU, Huanming
• Format: Patent
• Language: Chinese; English; French
• Published: 31.10.2019
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The present application provides an automatic loan repayment method, system and device and a computer readable storage medium. The method comprises the following steps: receiving a user message sent from a client side; obtaining preset key information in the user message by using a regular expression; determining, according to the preset key information, whether an automatic loan repayment for a client-side user needs to be performed; and if it is determined that automatic loan repayment for the client-side user needs to be performed, carrying out, by calling a corresponding bank interface, automatic loan repayment for the client-side user in accordance with a preset deduction rule on the basis of the preset key information. The user message such as a bank deposit message can be utilized to automatically trigger automatic loan repayment, that is, real-time deduction can be automatically performed when a user receives the deposit message, thereby avoiding an overdue situation caused by the user forgetting to p