NFC TAG-BASED MOBILE PHONE PAYMENT TERMINAL, PAYMENT METHOD AND PAYMENT SYSTEM

• Main Author: YAN, ZHICHAO
• Format: Patent
• Language: Chinese; English; French
• Published: 10.07.2014
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

Disclosed are an NFC tag-based mobile phone payment terminal, a payment method and a payment system. The method comprises: a consumer swiping a merchant NFC tag through the mobile phone payment terminal to obtain a transaction amount and merchant information, and inputting the transaction amount; the merchant NFC tag having merchant identity information; the mobile phone payment terminal sending transaction request information to an operator transaction system; the transaction system processing the transaction according to the request information; and after processing the transaction request, the transaction system determining the merchant according to the merchant information and then sending a payment information notification to a merchant cashier system to enable the merchant to learn the payment of the consumer. The method is convenient and fast, improves the service capability of the merchant and the experience of the consumer in shopping, and saves the cost. La présente invention concerne un terminal de