INTEREST BOARD FOR A SAVINGS OR CREDIT ACCOUNT

Systems and methods may generally be used to link two or more accounts. An example method may include creating a first savings account for a first user for a particular purchase and linking the first savings account to a second savings account of a second user for the particular purchase. The method...

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Main Authors Yu, Wyman, Clark, Miriam Felecia, Jiron, Julio, Salim, Sadie S, Sipanya, Christopher, Yamandiy, Sergey, Biala, Jason V, Honeycutt, Margaret Seter, Montenegro, Dennis E, Zheludkov, Konstantin N, Huang, Jason, Hammond, Ryan Lee
Format Patent
LanguageEnglish
Published 15.08.2024
Subjects
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Summary:Systems and methods may generally be used to link two or more accounts. An example method may include creating a first savings account for a first user for a particular purchase and linking the first savings account to a second savings account of a second user for the particular purchase. The method may include receiving a goal for one of the first or second savings accounts. A suggested action for the first user may be determined using a trained model based on the particular purchase, the goal, and the first and second savings accounts. The suggested action may be output for display, such as on a user interface.
Bibliography:Application Number: US202217661166