SELF CONTROL PROBLEM HANDLER

• Main Authors: HORESH, Yair, DAVID, Daniel Ben
• Format: Patent
• Language: English
• Published: 02.02.2023
• Subjects: CALCULATING; COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

A method of determining whether a user has a self-control problem. A computing system receives, from a plurality of financial institutions associated with a target user, a plurality of transactions associated with the target user. The computing system groups the plurality of transactions into a category or subcategory based on transaction data associated with each respective transaction. The computing system determines, based on the plurality of transactions, that the target user has a self-control problem. The computing system, responsive to determining that the target user has the self-control problem, generates an alert or recommendation to the target user. The alert or recommendation notifies the target user of the self-control problem.