PAYMENT PROCESSING METHOD AND PAYMENT PROCESSING DEVICE

A payment processing device includes a payment request acquisition unit configured to acquire a payment request corresponding to a first payment scheme with respect to an amount of money to be paid by a user, a determination unit configured to determine whether or not a second payment scheme associa...

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Bibliographic Details
Main Author SHIMIZU, Tooru
Format Patent
LanguageEnglish
Published 27.05.2021
Subjects
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Summary:A payment processing device includes a payment request acquisition unit configured to acquire a payment request corresponding to a first payment scheme with respect to an amount of money to be paid by a user, a determination unit configured to determine whether or not a second payment scheme associated with the user satisfies a predetermined condition when the balance of an account of the user associated with the first payment scheme is less than the amount of money to be paid; and a payment unit configured to allow the balance of the account of the user in the first payment scheme to be insufficient and perform payment of the amount of money to be paid according to the first payment scheme if the determination unit determines that the second payment scheme satisfies the predetermined condition.
Bibliography:Application Number: US202017098819