SYSTEMS AND METHODS FOR FACILITATING PAYMENT APPLICATION PROVISIONING AND TRANSACTING

Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for...

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Main Authors SHEPPARD, Christina, OUELLETTE, Scott, MICHAEL, Gavin, WANG, Laura X, LEE, Sih X, PARSEY, Tim J, WIMBERELY, Ken, SMYTH, Brian J, DEMPSKI, Kelly, SPECTOR, Howard, SLOPER, Andrew, ZAFAR, Shadman
Format Patent
LanguageEnglish
Published 18.03.2021
Subjects
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Summary:Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.
Bibliography:Application Number: US202017110242