Shared Medical Data Platform for Insurance Underwriting

• Main Authors: KEMP RICHARD D, JENSEN SAM
• Format: Patent
• Language: English
• Published: 19.06.2014
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATIONTECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING ORPROCESSING OF MEDICAL OR HEALTHCARE DATA; INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTEDFOR SPECIFIC APPLICATION FIELDS; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

Methods, apparatuses, and computer readable media for implementing a shared medical data platform are provided. A shared medical data platform may be implemented by effecting processing of a medical file to generate a medical report. Data regarding the medical report is distributed to a plurality of insurance underwriters, wherein the data is used to facilitate a bidding or quotation process between the plurality of insurance underwriters to offer insurance underwriting services to a client associated with the medical report. A fee is determined for effecting processing of the medical file, and payment of the fee by at least one of the plurality of insurance underwriters is facilitated based on whether the bidding or quotation process results in an offer of insurance underwriting services to the client associated with the medical report.