ELECTRONIC PAYMENT SYSTEM

The present invention provides an electronic payment system with which even without an operation for payment by a customer who has a card etc. for electronic payment, credit processing can be performed in advance based on personal identification information of the card etc. and therefore, at the tim...

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Bibliographic Details
Main Author SUGINAKA JUNKO
Format Patent
LanguageEnglish
Published 25.02.2010
Subjects
CALCULATING
CHECKING-DEVICES
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Summary:The present invention provides an electronic payment system with which even without an operation for payment by a customer who has a card etc. for electronic payment, credit processing can be performed in advance based on personal identification information of the card etc. and therefore, at the time of payment at a register, communications with a host are omitted, and a payment can be made in a short time. The electronic payment system detects an ID symbol of a portable telephone 1 comprising the IC card installed inside by middle-distance communication functions 12 and 31, introduces authentication data and a usable upper limit amount of the user from a payment server 4 in the shop server 3 and stores and credits these in advance, and when a payment terminal 2 detects an IC card ID symbol of the IC card 11, the IC card 11 is authenticated by using the authentication data stored in the shop server 3, and a payment of purchase is made within the usable upper limit amount.
Bibliography:Application Number: US20070450693