Group buying payment management method and system capable of ensuring that the group buying can be launched smoothly

• Main Author: CHEN, SHAO-KAI
• Format: Patent
• Language: Chinese; English
• Published: 16.02.2024
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

A group buying payment management method includes the following steps: an initiator end electronic device providing a group buying list to an online banking server, in which the group buying list includes a total payable amount of a buyer of a group buying item, a preset payment period and a payment collecting account number; the initiator end electronic device further transmitting a payment notice to a buyer end electronic device of the buyer, so that the buyer makes payment according to the payment notice, and the online banking server will receive at least one payment information related to the payment collecting account, in which the at least one payment information includes a payment account and a payment amount; and when the preset payment period expires, the online banking server determining that one of the buyers has not yet paid based on the total payable amount of the buyer in the group buying list and the at least one payment information, and sending an unfinished buyer payment notification to the