CLOUD-BASED PAYMENT PLATFORM SYSTEM AND MEHTOD CAPABLE OF USING A BRAND OF SMALL TRADERS AND ENTERPOSERS

• Main Authors: CHOI YEONG JIN, LEE BAE BONG, YUN JUNG EUN, LEE WOO YEUL, SHIN SUNG HOON
• Format: Patent
• Language: English; Korean
• Published: 11.05.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

A cloud-based platform system for providing a payment service of a financial company to a general business operator according to an embodiment of the present invention includes a payment service providing platform for a general business operator for providing the payment service of a financial company to a general business operator based on cloud; a general business operator payment channel linking with the commerce channel of a general business operator based on cloud in order to provide customized payment service of own brand by using the payment service providing platform of the financial company for the general business operator, and a financial integrated system for providing customized financial services such as banks, securities, cards, and capital in conjunction with the payment service providing platform of the financial company for the general business operator with respect to the general business operator payment channel. It is possible to provide standard technology for sharing payment functions between the business operators. 본 발명의 일 실시예에 따른 클라우드기반 일반 사업자에게 금융회사의 결제서비스를 제공하는 플랫폼 시스템은 클라우드 기반으로 일반 사업자에게 금융회사의 결제서비스를 제공하기 위한 일반사업자용 금융회사의 결제서비스제공 플랫폼과, 상기 일반사업자용 금융회사의 결제서비스제공 플랫폼을 이용하여 맞춤형 자사 브랜드의 결제 서비스를 제공할 수 있도록 일반 사업자의 상거래 채널과 클라우드기반 연동하는 일반사업자 결제채널과, 상기 일반사업자 결제채널에 대하여 상기 일반사업자용 금융회사의 결제서비스제공 플랫폼과 연동하여 은행, 증권, 카드, 캐피탈 등 맞춤형 금융 서비스를 제공하는 금융 통합시스템을 포함하는 것을 특징으로 한다.