SYSTEM AND METHOD FOR PROVIDING ON-LINE PERSONAL CREDIT LOAN

• Main Authors: KIM, SUNG YOUP, HWANG, SANG JIN, SHIN, CHEUL WON, KIM, KYUNG HO, CHOI, JIN YOUNG, HAN, JUN SEONG, SEO, YONG SEONG
• Format: Patent
• Language: English; Korean
• Published: 25.08.2011
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PURPOSE: A personal online credit loan system and method thereof are provided to enable a client who is not necessary to visit corresponding branch to get loan in the branch by enabling authentication center to confirm approval of loan qualification documents in online. CONSTITUTION: Exclusive branch web servers(100) guide loan products of each branch customer terminals. The exclusive branch web servers receive loan qualification documents about the loan products from the customer terminals. An authentication center(300) determines approval of the loan qualification documents based on truth confirmation result about the loan qualification documents. After branch account terminals(200) determine the approval of loan products, a loan judgment is requested.