AUTOMATIC TELLER MACHINE AND METHOD FOR CHANGEABLY MANAGING MONEY DRAWING UPPER LIMIT

• Main Authors: YUN, HYUN JIN, KIM, GI JIN
• Format: Patent
• Language: English
• Published: 10.12.2007
• Subjects: CALCULATING; CHECKING-DEVICES; COIN-FREED OR LIKE APPARATUS; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; HANDLING OF COINS OR OF PAPER CURRENCY OR SIMILAR VALUABLEPAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING,DISPENSING, CHANGING OR DEPOSITING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR; TECHNICAL SUBJECTS COVERED BY FORMER USPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ARTCOLLECTIONS [XRACs] AND DIGESTS

An ATM(Automated Teller Machine) and a method for managing the changeable drawing upper limit of money are provided to set drawing limit information fluidly and supply money within the drawing limit of one time according to the pre-set drawing limit information to cope with the shortage of the balance. An ATM(200) for providing a certain amount of money according to the changeable drawing upper limit is composed of a memory(210) for storing drawing limit information fluidly updated according to the input data; a user interface unit(220) for receiving user information and a requested amount of money and authenticating user information; a balance checking unit(230) for checking a present holding amount of money in the ATM; and a providing unit(240) for judging the present drawing limit of money by comparing the balance with the drawing limit information if authentication of the user information succeeds, and providing the requested amount of money under the present drawing limit.