SYSTEM AND METHOD FOR EXCHANGING MONEY WITH CARD OF BANK WITHOUT USING CASH OR CHECK

• Main Authors: KOO, JONG MIN, CHO, JAE EON, LEE, SEON GYU
• Format: Patent
• Language: English; Korean
• Published: 08.10.2004
• Edition: 7
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PURPOSE: A system and a method for exchanging money with a card of a bank are provided to remove an unnecessary time/manpower for withdrawing cash and a risk for holding the cash, and conveniently process an exchange business by settling an exchange price with the card as well as the cash or a check. CONSTITUTION: An exchange terminal(10) receives card information and a password. An exchange server(20) processes a request of the exchange terminal by receiving the card information and the password from the exchange terminal, and transmits a result to the exchange terminal. A banking server(40) inquires an account, performs a card withdrawal by receiving an account inquiry and a card withdrawal request of the card from the exchange server, and transmits the result to the exchange server. A main server(30) processes branch accounting and foreign currency account by receiving card exchange particulars, remainder delivery/reception request, and an account processing request from the exchange server, and transmits the result to the exchange server.