SETTLEMENT DEVICE, SETTLEMENT METHOD, PROGRAM AND SETTLEMENT SYSTEM

• Main Author: YANASE MASAYOSHI
• Format: Patent
• Language: English; Japanese
• Published: 07.07.2023
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTEDFOR SPECIFIC APPLICATION FIELDS; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To improve convenience of users.SOLUTION: A settlement device includes: an acquisition part for acquiring from a store terminal device or a settlement application, a settlement request including a request of electronic settlement, a settlement amount, identification information of a store and identification information of a user; a generation part, each time acquiring a settlement request, generating virtual change based on a balance associated with the identification information of the user and the settlement amount; and a processing part for executing processing for remitting the change to a destination designated by the user.SELECTED DRAWING: Figure 1 【課題】利用者の利便性を向上させること。【解決手段】店舗端末装置または決済アプリから、電子決済の依頼、決済額、店舗の識別情報、および利用者の識別情報を含む決済リクエストを取得する取得部と、前記決済リクエストを取得する度に、前記利用者の識別情報に対応付けられた残高と前記決済額とに基づいて仮想的なお釣りを生成する生成部と、前記お釣りを前記利用者が指定した指定先に送金するための処理を実行する処理部とを備える決済装置。【選択図】図１