CALCULATION SYSTEM FOR BUSINESS INTERRUPTION INSURANCE, AND EVALUATION SYSTEM FOR BUSINESS INTERRUPTION INSURANCE

• Main Author: ARIMOTO SATOSHI
• Format: Patent
• Language: English; Japanese
• Published: 28.06.2022
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTEDFOR SPECIFIC APPLICATION FIELDS; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To easily calculate the amount of insurance-related money in consideration of an environment where an employee was placed, when a company having a business interruption insurance is closed for the reasons resulting from an infection.SOLUTION: A calculation system 100 for a business interruption insurance includes a contract information acquisition unit 11, a concentration information acquisition unit 12, a calculation unit 17, and an output unit 18. The contract information acquisition unit 11 acquires contract information of a business interruption insurance that a company employing an employee has purchased. The concentration information acquisition unit 12 acquires concentration information of infective microparticles in a target space 5 where the employee works. When the company is closed for a reason resulting from an infection, the calculation unit 17 calculates the amount of insurance-related money including at least one of insurance premium and benefit in the business interruption insurance, on the basis of the contract information acquired by the contract information acquisition unit 11 and the concentration information acquired by the concentration information acquisition unit 12. The output unit 18 outputs information on the amount of insurance-related money calculated by the calculation unit 17.SELECTED DRAWING: Figure 1 【課題】休業保険に加入した事業者が感染症に由来する事情により休業する場合に、従業員の置かれていた環境を考慮した保険関連金を算出しやすくすること。【解決手段】休業保険用算出システム１００は、契約情報取得部１１と、濃度情報取得部１２と、算出部１７と、出力部１８と、を備える。契約情報取得部１１は、従業員を雇用する事業者が加入した休業保険の契約情報を取得する。濃度情報取得部１２は、従業員が勤務する対象空間５における感染性の微粒子の濃度情報を取得する。算出部１７は、事業者が感染症に由来する事情により休業する場合に、契約情報取得部１１が取得した契約情報、及び濃度情報取得部１２が取得した濃度情報に基づいて、休業保険における保険料及び給付金の少なくとも１つを含む保険関連金を算出する。出力部１８は、算出部１７が算出した保険関連金に関する情報を出力する。【選択図】図１