INSURANCE BUSINESS SUPPORT METHOD AND INSURANCE BUSINESS SUPPORT SYSTEM

• Main Authors: KODATE TOMOHIRO, OISHI HIROSHI
• Format: Patent
• Language: English; Japanese
• Published: 23.12.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To improve efficiency by collectively conducting businesses for collecting insurance contracts and the like which have been separately conducted by accounting offices by an insurance agent contracted with the accounting offices.SOLUTION: A server system 10 which is managed in a main office 21 of an insurance agent is provided with a database 18b of insurance items handled by a plurality of insurance companies. The database 18b can be used by input/output terminals 30 connectable to the server system 10. The input/output terminals 30 are arranged in accounting offices 40 contracted with the main office 21, branch offices 22 of the insurance agent are opened in the accounting offices 40, so that insurance contract collecting businesses are separated from the businesses of the accounting offices 40. With respect to arranging the branch offices, the main office 21 pays commission charges and the like for transfer charges, office renting charges, sales transfer fees, and collection related business in monthly fixed amount, so that the accounting offices 40 can provide high quality services by concentrating in consultation business being the original accounting business while keeping profits based on the insurance.SELECTED DRAWING: Figure 2 【課題】会計事務所が個々に行っていた保険の募集等の業務を，会計事務所と契約をした保険代理店において統括して行うことで効率化を図る。【解決手段】保険代理店の本社２１で管理するサーバシステム１０に複数の保険会社が扱う保険商品のデータベース１８ｂを設け，このデータベース１８ｂを，該サーバシステム１０と接続可能な入出力端末３０で利用できるようにする。この入出力端末３０を本社２１と契約した各会計事務所４０に配備して，該会計事務所４０内に前記保険代理店の支店２２を開設し，会計事務所４０の業務より保険の募集業務を切り離す。この支店化に対し，本社２１は出向分担金，賃貸借料，営業譲渡代，募集関連行為の委託金等を例えば月々定額で支払うことで，会計事務所４０は，保険に基づく収益を確保しつつ，本来の会計業務，コンサルティング業務に専念できることで質の高いサービスの提供が可能となる。【選択図】図２