BALANCE MANAGEMENT SYSTEM

• Main Author: KIMURA HISASHI
• Format: Patent
• Language: English; Japanese
• Published: 24.12.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To provide a balance management system capable of improving security of transactions.SOLUTION: In a balance management system 100, a simulation part 120 comprises: a deposit/withdrawal information acquisition part 121 that acquires deposit/withdrawal information on a first account from a business partner system on the basis of registered user information; a deposit/withdrawal pattern creation part 125 that creates a deposit/withdrawal pattern of the first account from the deposit/withdrawal information on the first account; and a balance prediction part 129 that calculates a predicted balance of the first account on the basis of the deposit/withdrawal pattern of the first account.SELECTED DRAWING: Figure 2 【課題】取引の安全性向上を図ることが可能な残高管理システムを提供する。【解決手段】残高管理システム１００において、シミュレーション部１２０は、登録されたユーザ情報に基づいて取引先システムから第１口座に関する入出金情報を取得する入出金情報取得部１２１と、第１口座の入出金情報から第１口座の入出金パターンを作成する入出金パターン作成部１２５と、第１口座の入出金パターンに基づいて、第１口座の予測残高を算出する残高予測部１２９と、を備える。【選択図】図２