INFORMATION PROCESSING APPARATUS, PAYMENT MANAGEMENT METHOD, PROGRAM, MANAGEMENT METHOD, AND USER DEVICE

• Main Author: HAGA MASAHIKO
• Format: Patent
• Language: English; Japanese
• Published: 04.06.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To provide a more convenient non-cash settlement mechanism.SOLUTION: An information processing apparatus is provided that includes: a storage unit that stores linking information for linking a first user account to which at least one payment means is set with a second user account to which usage authority for the at least one payment means can be given, and authority information indicating contents of the usage authority; and a transaction processing unit that confirms a relationship between the first user account and the second user account based on the linking information and confirms whether usage of requested payment means is within the scope of the usage authority based on the authority information when the usage of the payment means selected from the at least one payment means is requested from the second user account, and that executes processing for the usage of the requested payment means when the relationship and the usage authority are confirmed.SELECTED DRAWING: Figure 3 【課題】より利便性の高い非現金決済の仕組みを提供すること。【解決手段】少なくとも１つの支払手段が設定された第１のユーザアカウントと、少なくとも１つの支払手段についての利用権限が与えられうる第２のユーザアカウントとを紐付ける紐付け情報と、利用権限の内容を示す権限情報とが格納される記憶部と、少なくとも１つの支払手段の中から選択された支払手段の利用が第２のユーザアカウントから要求されたとき、紐付け情報に基づいて第１のユーザアカウントと第２のユーザアカウントとの間の関係を確認すると共に、要求された支払手段の利用が利用権限の範囲内であるかを権限情報に基づいて確認し、関係及び利用権限についての確認が取れたとき、要求された支払手段の利用についての処理を実行する取引処理部と、を有する、情報処理装置が提供される。【選択図】図３