INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM AND INFORMATION PROCESSING METHOD

• Main Authors: JUSTIN BALOGH, FUJII RYOSUKE, SUGIHARA YOSUKE
• Format: Patent
• Language: English; Japanese
• Published: 21.06.2018
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PROBLEM TO BE SOLVED: To minimize a number of capital movements, and facilitate obtaining of an approval of a fund operation of users.SOLUTION: A payment amount acquisition unit 201 is configured to acquire a payment amount in a business deal, and a difference amount calculation unit 202 is configured to acquire a difference amount between the acquired payment amount and an amount rounding up the acquired payment amount. A difference amount acquisition unit 203 is configured to acquire the calculated difference amount. An approval request unit 206 is configured to request a user to approve allocation of the difference amount in one or more business deals carried out in a first period to a fund operation. A fund movement time determination unit 209 is configured to, when a second period including a plurality of first periods goes by, determine that a movement time in which an accumulated amount of the difference amount having the approval of the fund operation obtained moves from a first account to a second account comes. A movement instruction processing execution unit 210 is configured to execute movement instruction processing for instructing a movement of the accumulated amount.SELECTED DRAWING: Figure 4 【課題】資金移動の回数を少なくしつつ、ユーザの資金運用の承諾を得やすくすること。【解決手段】支払額取得部２０１は、商取引における支払額を取得する。差額算出部２０２は、取得された支払額とその支払額を切り上げた額との差額を算出する。差額取得部２０３は、算出された差額を取得する。承諾要求部２０６は、第１の期間になされた１以上の商取引における差額を資金運用に充てることについての承諾をユーザに要求する。資金移動時期判断部２０９は、第１の期間を複数含む第２の期間が経過すると、資金運用の承諾を得られた差額の累積額を第１の口座から第２の口座に移動する移動時期になったと判断する。移動指示処理実行部２１０は、その累積額の移動を指示する移動指示処理を実行する。【選択図】図４