SETTLEMENT APPARATUS AND SETTLEMENT METHOD

• Main Author: KITAMI ATSUSHI
• Format: Patent
• Language: English; Japanese
• Published: 11.01.2018
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PROBLEM TO BE SOLVED: To provide a technique capable of a person, who is a person other than the credit card contractor and does not carry any credit card medium relevant to the contract of the credit card, to safely and easily use a function of the credit card of a contractor.SOLUTION: The settlement apparatus includes: a credit card transactions processing part that receives a settlement request which includes a piece of coded image information which includes a piece of information for identifying the credit card and a piece of information relevant to the conditions of settlement object using the credit card and a piece of information of the settlement object, and carries out the settlement; and a payment approval processing part that, when the information of the settlement object satisfies the conditions of the settlement object, which is obtained by decoding the image information in the settlement request, approves the payment relevant to the settlement request.SELECTED DRAWING: Figure 1 【課題】クレジットカード契約者以外の者であって当該クレジットカード契約に係るクレジットカード媒体を持たない者が、安全かつ簡易に契約者のクレジットカード機能を利用することができる技術を提供する。【解決手段】決済装置であって、クレジットカードを特定する情報と当該クレジットカードによる決済対象の条件とを含む情報をコード化した画像情報と、決済対象の情報と、を含む決済依頼を受け付けて決済するクレジットカード決済処理部と、決済依頼における画像情報をデコードして得られる決済対象の条件を決済対象の情報が満たす場合に、決済依頼に係る支払いを承認する支払承認処理部と、を備える。【選択図】図１