FINANCIAL TRANSACTION MANAGEMENT SYSTEM AND METHOD

• Main Author: OZAKI MAKOTO
• Format: Patent
• Language: English; Japanese
• Published: 22.01.2015
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PROBLEM TO BE SOLVED: To provide a financial transaction management system and method for executing processing whose deadline is determined with load distribution.SOLUTION: A customer ledger storage unit 23 of a host system 20 comprises a preceding period product number storage area and a current period product number storage area. A business form management system 30 has a data acquisition unit 31 serving as a data warehouse, and a time sequence data storage unit 35. The host system 20 determines whether access is first access after an interest settlement data when it acquires the access to account information. When the access is the first access, the host system 20 determines the preceding period product number, and then executes calculation processing of settled interest and payment processing of the interest amount. The business form management system 30 acquires a stationary cross section at 24 o'clock every day, and then records it to the time sequence data storage unit 35. At start time of business form creation, the business form management system 30 specifies the stationary cross section at 24 o'clock of the settlement day, and executes creation processing of the business form. 【課題】期限が決められた処理を負荷分散して実行するための金融取引管理システム及び金融取引管理方法を提供する。【解決手段】ホストシステム２０の顧客元帳記憶部２３には、前期積数記憶領域、今期積数記憶領域を設ける。帳票管理システム３０には、データウェアハウスとして機能するデータ取得部３１、時系列データ記憶部３５を設ける。ホストシステム２０は、口座情報へのアクセスを取得した場合、利息決算日後の最初のアクセスかどうかを判定する。最初のアクセスの場合、ホストシステム２０は、前期積数を確定させて、決算利息の計算処理、利息額の入金処理を実行する。また、帳票管理システム３０は、毎日２４時に静止断面を取得し、時系列データ記憶部３５に記録する。帳票作成の開始時刻になった場合、帳票管理システム３０は、決算日２４時の静止断面を特定し、帳票の作成処理を実行する。【選択図】図１