TRANSFER MANAGEMENT SYSTEM

• Main Authors: KIJIMA YOKO, YANO TSUTOMU, SOTOKAWA MASASHI
• Format: Patent
• Language: English
• Published: 28.05.2009
• Subjects: CALCULATING; CHECKING-DEVICES; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; HANDLING OF COINS OR OF PAPER CURRENCY OR SIMILAR VALUABLEPAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING,DISPENSING, CHANGING OR DEPOSITING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PROBLEM TO BE SOLVED: To solve a problem that a business manager running a store (convenience store etc.) under franchise contract is required to transfer proceeds of a certain amount regularly to a designated account, if the designated account is an account of another financial institution, commission is developed for each transfer, and if he tries to manage transfer in his account, he must confirm an amount claimed at his home or the like and get access to a banking system, thus applying a load on a user, but simply eliminating access from the user to the banking system prevents confirmation of the validity of the amount claimed. SOLUTION: A transfer management system closes contracts with multiple depositors having the same purpose and same transfer destination, and transfers funds collectively. A transfer amount is divided and deducted from accounts in a plurality of times, and balance management is also performed so that a designated amount can be transferred at a scheduled date. COPYRIGHT: (C)2009,JPO&INPIT