TRANSFER REQUEST PROCESSING DEVICE AND METHOD THEREFOR

• Main Author: HIROSE TETSUSHI
• Format: Patent
• Language: English
• Published: 26.09.2003
• Edition: 7
• Subjects: CALCULATING; CHECKING-DEVICES; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; HANDLING OF COINS OR OF PAPER CURRENCY OR SIMILAR VALUABLEPAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING,DISPENSING, CHANGING OR DEPOSITING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

PROBLEM TO BE SOLVED: To simplify the procedures when transfer for a request of transfer becomes impossible. SOLUTION: When receiving the request for transfer from a person who requests transfer (S100), a telegram for the request for transfer is prepared (S102). At this time, a reference unnecessary flag is set if the person who requests transfer is a customer for whom service for automatic repayment is provided (S104, S106). A fund is paid from an account of a person who transfers (S108) and the telegram for the request for transfer is sent (S110). When transfer becomes impossible by a directed host computer 12 and the reference unnecessary flag is set in the telegram for the request for transfer, a telegram for return of fund is sent back (S118). Processing for return of money is performed based on the telegram for return of fund (S120 to S124), and set return detailed data are prepared (S126). COPYRIGHT: (C)2003,JPO