VEHICLE ACCIDENT LOSS ASSESSMENT METHOD AND APPARATUS

• Main Authors: ZHANG, Rongbing, LIAO, Mingrui, WANG, Minhao, ZHOU, Kai, JIA, Yunwei
• Format: Patent
• Language: English; French; German
• Published: 22.05.2024
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

Provided is a vehicle accident loss assessment method and apparatus. The method includes: acquiring vehicle information of a vehicle and repair shop information (S1 10); virtualizing the vehicle into a corresponding graph in a three-dimensional coordinate system according to the vehicle information, determining a location of a collision portion of the vehicle based on the graph, and determining an accident type (S120); determining a core part involved in the collision portion and a damage form of the core part (S130) according to the vehicle information, the location of the collision portion in the three-dimensional coordinate system, and the accident type; calculating correlated damaged parts according to the core parts involved in the collision portion and the damage forms of the core parts, so as to obtain a list of damaged parts (S140); and generating a loss report by the list of damaged parts in combination with the repair shop information, wherein the loss report includes a loss assessment value (S150).