EMBEDDED CARD READER SECURITY

Techniques described herein are directed to embedded card reader security. In an example, personal account number (PAN) data read from a payment instrument may be temporally and/or spatially separated from personal identification number (PIN) data utilized to complete a payment transaction. Temporal...

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Bibliographic Details
Main Authors CAT, Murat, AYDENIZ, Gokhan, MUNAIM, Murtaza, RUSHING, Conrad
Format Patent
LanguageEnglish
French
German
Published 03.01.2024
Subjects
CALCULATING
CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Summary:Techniques described herein are directed to embedded card reader security. In an example, personal account number (PAN) data read from a payment instrument may be temporally and/or spatially separated from personal identification number (PIN) data utilized to complete a payment transaction. Temporal separation may include removing the personal account number data from a merchant device prior to request personal identification number data. Spatial separation may include utilization of trusted execution environments, separated embedded card reader applications, intermediary applications, and/or trust routines, for example to enable different components of a merchant device, and/or components of other devices and systems to handle personal account number data and personal identification number data.
Bibliography:Application Number: EP20220709492