SYSTEMS AND METHODS FOR DETECTING DISGUISED NON-PERFORMING ASSETS (NPAS) AND PREDICTING POTENTIAL NPAS IN AGRICULTURE

• Main Authors: PAPPULA, SRINIVASU, SAKKAN, MARIAPPAN, SAWANT, SURYAKANT ASHOK, LONKAR, VAIBHAV, SADASHIV, PANDIT, ANKUR, MOHITE, JAYANTRAO
• Format: Patent
• Language: English; French; German
• Published: 22.02.2023
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

Agriculture is impacted due to various parameters that results into heavy losses to the crops. Existing methods rely on manual inventories from fields and statistical results are prone to errors thus classification of crops may not be accurate. Present disclosure provides systems and methods for detection and prediction of disguised and potential non-performing assets (NPAs) in agriculture. Disguised NPAs detection involves, obtaining satellite data from sources and natural calamity, detecting of crop for past years, crop growth, estimating yields, market prices for individual years, AC zones, etc. wherein a generate performance score is generated for each field for classifying crop as disguised NPA. Predicting potential NPAs includes obtaining current season satellite data, data received from the fields via sensors, determining crop protocol being followed, forecast weather, estimating cumulative growth, feedback received from fields, projected yield, estimating crop losses, and then performance score is generated for predicting crops as potential NPA.