PAYMENT INFORMATION TRANSFER SYSTEM USING MOBILE TERMINAL AND PAYMENT INFORMATION TRANSFER METHOD USING SAME

According to the present invention, in order to perform a mobile payment offline, a mobile transaction code and a merchant terminal ID are transmitted from a user terminal to a payment information transmission server, and the payment information transmission server transmits a payment information me...

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Bibliographic Details
Main Author KIM, Kyung Dong
Format Patent
LanguageEnglish
French
German
Published 15.11.2023
Subjects
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Summary:According to the present invention, in order to perform a mobile payment offline, a mobile transaction code and a merchant terminal ID are transmitted from a user terminal to a payment information transmission server, and the payment information transmission server transmits a payment information message including the mobile transaction code to a merchant terminal, so that it is possible to process payment through an identical user interface despite of different payment methods of various payment service providers.
Bibliography:Application Number: EP20200920366