INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, INFORMATION PROCESSING METHOD, AND PROGRAM

• Main Authors: OSATO, Akihito, MATSUNAGA, Hideyuki, NODA, Atsushi
• Format: Patent
• Language: English; French; German
• Published: 05.02.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SIGNALLING; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR; TRAFFIC CONTROL SYSTEMS

A configuration which calculates an insurance fee of an automobile insurance considering not only driving behavior data associated with a driver but also an awareness level of the driver concerning driving is achieved. Provided are: a driving behavior data acquisition device; an insurance fee calculation device that receives driving behavior data and calculates an insurance fee of an automobile insurance; and a self-awareness test execution device that transmits, to the insurance fee calculation device, an answer by the driver to a self-awareness test for checking an awareness level of the driver concerning driving. The insurance fee calculation device receives an input of a driving behavior score based on the driving behavior data and a test result of the self-awareness test, and executes an insurance fee calculation process that sets the insurance fee such that the insurance fee decreases from a reference insurance fee in accordance with an increase in a correlation between the driving behavior score and the self-awareness test result, and sets the insurance fee such that the insurance fee increases from the reference insurance fee in accordance with a decrease in the correlation between the driving behavior score and the self-awareness test result.