AUTHENTICATION SYSTEMS AND METHODS USING LOCATION MATCHING

According to some embodiments of the invention, an authentication method is provided. Transaction data for a transaction is received at a communication device from an access device. The transaction data comprises a first timestamp associated with a location of the access device. A second timestamp a...

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Bibliographic Details
Main Authors ANSARI, Ansar, CHITALIA, Jalpesh
Format Patent
LanguageEnglish
French
German
Published 19.12.2018
Subjects
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Summary:According to some embodiments of the invention, an authentication method is provided. Transaction data for a transaction is received at a communication device from an access device. The transaction data comprises a first timestamp associated with a location of the access device. A second timestamp associated with a location of the communication device is determined by the communication device. It is determined whether a time difference between the first timestamp and the second timestamp is within a predetermined threshold time period. The transaction data is transmitted to a remote computer when the difference between the first timestamp and the second timestamp is within a predetermined threshold time period. The transaction is declined when the difference between the first timestamp and the second timestamp is not within a predetermined threshold.
Bibliography:Application Number: EP20170750971