A BIO-METRIC SMART CARD, BIO-METRIC SMART CARD READER, AND METHOD OF USE

A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation me...

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Bibliographic Details
Main Authors MCGREGOR, SCOTT, D, MCGREGOR, TRAVIS, M, MCGREGOR, CHRISTOPHER, M
Format Patent
LanguageEnglish
French
German
Published 19.04.2006
Edition7
Subjects
ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDEDFOR ELSEWHERE
CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
CONTROL OR REGULATING SYSTEMS IN GENERAL
CONTROLLING
FUNCTIONAL ELEMENTS OF SUCH SYSTEMS
GENERATING RANDOM NUMBERS
MONITORING OR TESTING ARRANGEMENTS FOR SUCH SYSTEMS ORELEMENTS
PHYSICS
REGISTERING OR INDICATING THE WORKING OF MACHINES
REGULATING
TIME OR ATTENDANCE REGISTERS
VOTING OR LOTTERY APPARATUS
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Summary:A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment, a separate credit card reader may be configured to read conventional credit cards, smart cards, and credit cards incorporating such bio-metric sensor devices.
Bibliography:Application Number: EP20020766828