Multi-source credit subject data integration

• Main Authors: WANG YECHAO, WU XUEJUN
• Format: Patent
• Language: Chinese; English
• Published: 01.10.2024
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The multi-source credit subject data integration method comprises the following steps: (1) creating a credit catalog, and classifying credit data in a grading manner by assembling the credit catalog; (2) collecting, managing and applying multi-source credit subject data, and layering the credit data, including: a traceability layer for backtracking original data of a credit subject to obtain an original data set of the credit subject; the collection layer is used for performing compliance verification on the original data set; and the resource layer is used for merging and integrating the data after compliance verification, processing and analyzing the merged and integrated data, and serving an upper layer credit application. According to the scheme, the credit data integration efficiency is effectively improved, and the effects of data classification, problem traceability, compliance manageability and rapid service application are realized in the whole credit data management. 公开了一种多源信用主体数据整合方法，包括以下步骤：(1)创建信用