Transaction risk real-time early warning method and device

• Main Authors: LI RUXU, LI YU, JIAO YONGBO, LIANG YING
• Format: Patent
• Language: Chinese; English
• Published: 23.08.2024
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides a transaction risk real-time early warning method and device which can be used in the field of artificial intelligence or other fields, and the method comprises the steps: generating corresponding transaction feature data in real time according to preset feature templates of different risk scenes and a database log of a business platform; generating risk transaction information according to the transaction feature data and a pre-generated transaction risk prediction model library; generating a transaction risk coefficient by using the risk transaction information and matching a corresponding intelligent interaction scene; and performing intelligent risk early warning according to the transaction risk coefficient and the intelligent interaction scene. According to the transaction risk real-time early warning method and device provided by the invention, real-time intelligent risk early warning is realized, risk transaction blocking is further realized, and the timeliness, concurrency and