Credit investigation data processing method based on credit investigation institution alliance

• Main Authors: JIA JIANFENG, YU JIPENG
• Format: Patent
• Language: Chinese; English
• Published: 19.07.2024
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC COMMUNICATION TECHNIQUE; ELECTRICITY; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR; TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION

The invention discloses a credit investigation data processing method based on a credit investigation organization alliance, and relates to the field of data processing, and the method comprises the following steps: setting a credit investigation alliance platform, carrying out the validity verification of a credit investigation organization using the platform, setting a data transmission channel, and transmitting the obtained credit investigation data through the data transmission channel; establishing a credit investigation data pool, and performing deduplication processing and integrity analysis on credit investigation data in the credit investigation data pool; the method comprises the following steps: presetting a credit investigation period, obtaining and processing credit investigation data in the credit investigation period, obtaining first risk data of the credit investigation data, counting the first risk data in the credit investigation period, and obtaining a change trend of the first risk data an