Financial data processing method and related equipment thereof

• Main Authors: YANG HONGCHAO, PU CHAOYI
• Format: Patent
• Language: Chinese; English
• Published: 22.09.2023
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The embodiment of the invention belongs to the technical field of financial science and technology, and relates to a financial data processing method and related equipment thereof. Taking the evaluation quality, the scale grade and the expenditure budget corresponding to each auditing party as constraint conditions of a preset linear optimization algorithm, and constructing a resource allocation model; obtaining characterization information of historical customers, and constructing a customer risk prediction model; selecting an auditing party to perform risk auditing on the new customer according to the risk prediction model and the resource allocation model; and obtaining an audit result, and according to the audit result, judging whether business signing is carried out on the new customer. According to the method, underwriting is scientifically carried out in combination with the customer risk prediction model and the resource allocation model, so that risk auditing can be carried out on the customer, and w