Invenue and expenditure analysis method, income and expenditure analysis device and electronic device

• Main Authors: DONG LIJUAN, DENG XIAODI, WANG JIANCHAO, SUN HANYU, HU RUIJUAN
• Format: Patent
• Language: Chinese; English
• Published: 11.07.2023
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides an income and expenditure analysis method, an income and expenditure analysis device and an electronic device, and the method comprises the steps: obtaining transaction data of a target user, the transaction data being income and expenditure data generated by the target user in a transaction process; matching the transaction data with a preset feature library to obtain features of the transaction data, the features being used for representing a transaction type, a service type and a transaction object of the transaction data, and the preset feature library comprising a mapping relationship between the transaction data and the features; classifying the transaction data according to the characteristics of the transaction data, and obtaining categories corresponding to the transaction data; and calculating the transaction data to obtain income and expenditure data of the target user corresponding to each category. The method can solve the problem of inaccurate income and expenditure analys