Fine-grained financial management style identification method and device, electronic equipment and medium

• Main Authors: FANG YADONG, ZHANG HUICHENG, LIU QIANG
• Format: Patent
• Language: Chinese; English
• Published: 09.06.2023
• Subjects: CALCULATING; COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses a fine-grained financial management style identification method and device, electronic equipment and a medium. The method comprises the following steps: dividing transaction data of a current customer into M data fragments with equal length; wherein M is a natural number greater than 1; constructing a corresponding frequency diagram containing P fund category attributes based on the M equilong data fragments; wherein P is a natural number greater than 1; inputting the frequency diagram into a pre-trained financial management style identification model, and obtaining a fine-grained financial management style of the current user in a corresponding period through the financial management style identification model; wherein the financial management style identification model comprises a graph attention layer, a flattening layer, a full connection layer and a classifier. According to the embodiment of the invention, the financial management style of the customer can be predicted in a fine-g