Insurance fund expenditure prediction method for disaster event, electronic equipment and storage medium

• Main Authors: TAN JIANBIN, ZHANG ZHEMING, LAN TIAN, DENG DI, WEI BIN, CHENG TAOSHENG, YANG CHAORAN, HE HUMING, YANG YAGANG, WANG QINGBO, ZHAO NING
• Format: Patent
• Language: Chinese; English
• Published: 09.05.2023
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention relates to the technical field of insurance business, and provides an insurance fund expenditure prediction method for a disaster event, electronic equipment and a storage medium, and the method comprises the steps: determining a similar historical disaster event according to the disaster information of a target disaster event; according to the compensation information of the similar historical disaster events, determining the expenditure prediction limit of the target disaster event on the ith day after the occurrence time; according to the group basic characteristics and the group claim payment characteristics of the similar historical disaster events and the group basic characteristics of the target disaster event, determining the proportion of the events of completing claim settlement on the ith day distributed in the occurrence time and the maximum claim payment time in all the events, and a correction claim payment limit corresponding to the target disaster event; and according to the expe