Cotton seedling stage strong wind disaster weather index premium rate determination method

• Main Authors: WANG SEN, PENG DONGMEI, XIANG DAO, JI CHUNRONG, HUO XUNGUO, SUN SHUAI, WANG XUEJIAO, YANG MINGFENG, GUO YANYUN, GU RAN
• Format: Patent
• Language: Chinese; English
• Published: 24.02.2023
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses a cotton seedling stage strong wind disaster weather index premium rate determination method, and belongs to the technical field of agricultural insurance, agricultural weather index insurance is an innovative insurance product different from traditional insurance based on damage compensation, and according to set meteorological index insurance, the early warning rate of the cotton seedling stage strong wind disaster weather index insurance is determined. The weather index value of the end date of the insurance period is compared with the reference value determined in the insurance contract to carry out compensation, and the actual loss of the specific insurance subject matter is not taken as a compensation standard, so that the problem of'market failure 'of agricultural insurance can be relieved to a certain extent. Compared with other insurance products, the meteorological index insurance has the advantages that claim settlement is simple, moral risks are easy to control, and the ris