Fraud detection system and method

• Main Authors: MARCHAND SYLVAIN, CHANASAMUDRAM, ARUN, TALEB, HAMID, LOBO DAVID
• Format: Patent
• Language: Chinese; English
• Published: 14.02.2023
• Subjects: ACOUSTICS; CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC COMMUNICATION TECHNIQUE; ELECTRIC DIGITAL DATA PROCESSING; ELECTRICITY; MUSICAL INSTRUMENTS; PHYSICS; SPEECH ANALYSIS OR SYNTHESIS; SPEECH OR AUDIO CODING OR DECODING; SPEECH OR VOICE PROCESSING; SPEECH RECOGNITION; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR; TELEPHONIC COMMUNICATION

A method, computer program product and computing system for performing an evaluation of initial input information regarding a communication from a caller to define an initial fraud threat level; if the initial fraudulent threat level is below a defined threat threshold, providing the communication to a recipient such that a session may occur between the recipient and the caller; evaluating subsequent input information about the session to define a subsequent fraud threat level; and implementing a target response based at least in part on the subsequent fraudulent threat level, wherein the target response is intended to improve the subsequent fraudulent threat level. 一种方法、计算机程序产品和计算系统，用于执行关于来自呼叫者的通信的初始输入信息的评估，以定义初始欺诈威胁等级的；如果初始欺诈威胁等级低于定义的威胁阈值，则向接收者提供所述通信，使得在所述接收者和所述呼叫者之间可以发生会话；对关于会话的后续输入信息进行评估，以定义后续欺诈威胁等级；以及至少部分地基于后续欺诈威胁等级来实现目标响应，其中目标响应旨在改进后续欺诈威胁等级。