Financial asset value reduction measuring and calculating method and related device

• Main Author: QIN YULAN
• Format: Patent
• Language: Chinese; English
• Published: 17.06.2022
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides a financial asset value reduction measuring and calculating method and a related device, and relates to the field of finance, and the method comprises the steps: receiving a measuring and calculating task from a foreground, the measuring and calculating task is generated in response to the operation of a user, and the measuring and calculating task is used for indicating to carry out the value reduction measuring and calculating; based on the calculation task and a predefined mapping relation, obtaining a default probability, a default loss rate and default risk exposure of the customer, the predefined mapping relation is used for indicating the corresponding relation between the type of the financial asset and the obtaining mode of the default probability, the corresponding relation between the type of the financial asset and the obtaining mode of the default loss rate and the corresponding relation between the type of the financial asset and the obtaining mode of the default risk expo