Training method and device for credit determination model of predetermined applicant, and electronic equipment

• Main Authors: ZHANG CHUNQING, HE CHENGWEN
• Format: Patent
• Language: Chinese; English
• Published: 12.04.2022
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention relates to a training method and device for a credit judgment model of a predetermined applicant and electronic equipment. The training method of the credit determination model for the predetermined applicant comprises the following steps: acquiring related data of the predetermined applicant; obtaining a relation map for the predetermined applicant; performing sample screening based on the relation graph to obtain sample data for model establishment; extracting features based on the sample data used for model establishment; and training the credit determination model for the predetermined applicant by using the extracted features. Thus, for an applicant such as a credit investigation white user, credit judgment is performed through the information and behaviors of people around the applicant by performing correlation query and feature extraction based on the relation graph, and the judgment accuracy can be improved. 本申请涉及一种用于预定申请人的信用判定模型的训练方法、装置和电子设备。该用于预定申请人的信用判定模型的训练方法包括：获取所述预定申请人的有关数据；获取用于所述