Loan risk management control method and device based on alliance chain

• Main Authors: GUO JUNCAI, ZOU LEIDENG
• Format: Patent
• Language: Chinese; English
• Published: 16.11.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses a loan risk management control method and device based on an alliance chain, and relates to the field of block chains, and the method comprises the steps: constructing an alliance chain network which comprises a plurality of financial institutions and a plurality of credit investigation institutions; setting a consensus organization based on the plurality of financial institutions and the plurality of credit investigation institutions; receiving customer information uploaded by a financial institution and credit investigation information uploaded by a credit investigation institution, packaging the credit investigation information of the credit investigation customer and the customer information into a block by a consensus organization; and receiving a credit data search request uploaded by the financial institution or the credit investigation institution, wherein the consensus organization inquires corresponding information based on the credit data search request and returns the infor