Credit risk determination method and device, storage medium and electronic equipment

• Main Authors: YIN SUNA, XING QINHUA, ZHENG BAIYUN
• Format: Patent
• Language: Chinese; English
• Published: 11.05.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses a credit risk determination method and device, a storage medium and electronic equipment. The method comprises the following steps: acquiring credit keyword information of a target object; determining associated elements corresponding to the credit keyword information from an input table in a database, wherein the associated elements having a common associated edge have a first-level association relationship; carrying out convergence calculation on the maximum association point and the minimum association point in the neighbor set of the association elements to obtain a first association graph; obtaining a minimum association point in a neighbor set of association elements of the first association graph and other association points larger than the minimum association point, and connecting the minimum association point with the other association points to obtain a second association graph; and determining the credit risk of the target object based on the first association graph and the